Services

Define investment objectives, the appropriate risk level and other important issues.
Determine if the goals are realistic given available assets, projected savings and time horizon.
Prepare an Investment Policy Statement: the client’s expressed wishes about the major investment policies governing how the investments are to be managed.
Construct the personal Investment Plan customized to the client’s unique situation.
Establish the Asset Allocation policy.
Select appropriate, cost-effective investments.
Identify fees, commissions and other expenses.
Describe and explain how the investment strategy works.
Evaluate current investments and determine if expenses are reasonable.
Assist with implementing the plan and placing orders where appropriate. Establish a routine for maintaining the plan, reviewing investment performance, rebalancing the portfolio and making necessary adjustments.

Second Opinions / Portfolio and Strategy Analysis: Troubleshooting to identify serious risks, problem areas and unnecessary costs.
Special Projects

Investment plans and strategies for trustees, fiduciaries, guardians, executors, conservators, endowment funds and foundations.
Investment strategies and recommendations to help decision-makers comply with the requirements of the Uniform Prudent Investor Act (UPIA).
Development of an Investment Policy Statement (IPS) that addresses the needs of all beneficiaries and documents the decision-making process.
Educational meetings to explain the UPIA, the IPS and investment strategy to all parties.
Second Opinions: review existing or proposed strategies for suitability, risks and costs.